This blog teaches you how to open a bank account online in Nepal in just 4 steps. The works related to banks and finance had always been troublesome procedures until the trend of internet and online banking got introduced in Nepal. All commercial and developmental banks in the country have brought up their plans and schemes to increase their customers by facilitating them to open their bank accounts online. This practice has helped the customers save their time and energy, also e-banking is known for its ease, speed and reliability.
People no longer visit the bank physically and stand in queue for hours just to apply for a new bank account. However, there are some security threats that need to be taken into account by the banking stakeholders to gain the trust of the customers in the days to come. We have presented a step-by-step method to apply for a bank account online at Nepal’s one of the most popular commercial banks, NIC Asia Bank Limited. In the same way, you must be able to apply for a new bank account at your desired bank without actually visiting the bank.
Step I: Visit the Bank’s official website
A little bit of research about selecting the bank which is nearer and is easily accessible is the first and foremost step. You need internet banking not just to create a bank account but also to get access to other various facilities offered by the bank itself. So, to apply for a new bank account make sure you have a stable internet connection and type www.nicasiabank.com in the address bar of any browser. The browser then directs you to the official website of Nic Asia Bank. Click on the ‘Online Application, apply now, and choose the type of account from the list that pops up and the process looks like this.


Step II: Selecting plans and Proceeding
In the next step after selecting desired bank account, the browser takes you to another page that asks you to select between different account plans. Once you’re sure of the type of account you want to choose click on ‘apply now’ and the next page you’ll see is a yes/no question about whether you want to open an account using ‘Nagarik App’ or not. Click on the ‘proceed’ button by selecting the desired method and the whole process looks like this.


Step III: Documentation Part
After you click on ‘Proceed’ the website displays a list of documents that are necessary to apply for a bank account. The documents include PP sized photograph and any one of the documents from a copy of the citizenship card, copy of passport, copy of driver’s license, copy of valid voter’s card etc. Take your time and try to manage all the documents by scanning the hard copies. When you’re done collecting and managing all the required documents, you can move on to the next step.
Step IV: Filling up the Details
The page now asks you to fill in all the details that involve Basic Personal details, Address details, Professionals details, self-declaration form and document upload. The form-filling process is continuous, one cannot move forward to the next page without filling in the compulsory details on the previous page. Take your time and start filling in the details carefully. The page on the website in this step looks like this.

After filling everything that the form has asked for, documents must be uploaded and then the form needs to be submitted and you’d get a notification like ‘Application submitted successfully.’
The bank should verify your information within a day or two, maybe then contact you and should provide you with your account number and a chequebook along with your new debit card if you’d applied for it.
In the same way, you can create a bank account in any of the banks in Nepal with the facility to apply for an account online. It is safe, and secure and saves you your time and efforts, do give it a try.
Kudos, that’s all you need to do to create a bank account online.
How to Open a Bank Account at the Bank Itself?
Even in this 21st century, a country like Nepal has not been able to provide stable electricity and internet connections to every nook and corner across the country. This has been a prominent cause of the slow banking system in remote areas of the country. It is sad to say that few districts from Karnali and Sudurpaschim Pradesh have not been connected to the national electricity grid yet. The people from such areas are facing troubles that we can’t even imagine, the internet is nowhere near to them.
Apart from this, not all people in our country are aware of internet banking for which a paperless system is yet to be practised in this system. So, to understand the account opening procedure physically in a bank, the following steps are taken into the account.
Step I: Physically visit the nearest bank
One must go and visit the bank physically on the weekdays and in the office hours from 9am-5pm along with the documents that prove his/her identity such as the PP size photographs, a copy of citizenship certificate or driving license, witnesses and guardian in case of minors.
Step II: Filling up the details
After visiting the nearest branch, the person willing to open the bank account needs to ask for a form from the bank reception and fill in the correct details asked with a black inked pen. One should follow all the instructions provided and should not overwrite or use any kind of correction pens in case of a mistake. Various details such as basic personal details, address information, professional information and declarations need to be filled up.
PS: You’re always free to ask about your confusion to the bank staff regarding the form fill-up process.
Step III: Documentation and Rechecking
Once all the details have been fulfilled, the person should attach the additional documents with the bank form and also be wise enough to detect his personal blunders or mistakes and correct them accordingly. No error should prevail on the given form or else there’s the chance of form rejection.
Step IV: Documents required to open a bank account in Nepal
Once all the documents are checked and verified by the bank itself, the person must submit the form along with personal identifying documents in order to get his/her job done.
That’s all for opening a new bank account offline by visiting the bank physically.
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